Step 1: Eligibility Requirements for Disability Benefits in California

Before you begin your online application, ensure that you meet the eligibility requirements for either SSDI or SSI:

• SSDI: To qualify for SSDI, you must have worked in jobs where you paid into Social Security through payroll taxes. You must also have a medical condition that is expected to last at least 12 months or result in death.
• SSI: SSI is based on financial need and is available to individuals who have limited income and resources. It doesn’t require a work history. SSI can provide benefits to those with disabilities, as well as individuals who are elderly and have limited financial means.

Make sure you meet these criteria before proceeding.

Step 2: Gather the Necessary Documents

Before applying online, you should gather the following documents to ensure the process goes smoothly:

• Your Social Security number.
• Your birth certificate or other proof of your age.
• Names and dates of birth of your children (if applying for dependent benefits).
• Medical records: These include documentation of your disability from your doctor, hospital, or clinic.
• Work history: The names and addresses of the places you’ve worked, as well as dates of employment and job duties.
• Proof of income and resources (for SSI applicants).
• Bank account information for direct deposit of benefits.

Having all of this information ready will help you complete your application more efficiently.

Step 3: Apply for Disability Benefits Online in California

The Social Security Administration (SSA) allows you to apply for SSDI and SSI benefits online. Here’s how you can apply:

Step 1: Visit the SSA’s Official Website

Go to the Social Security Administration’s website at www.ssa.gov. From the homepage, you’ll be able to navigate to the online application sections for both SSDI and SSI.

Step 2: Select the Correct Application

• For SSDI: If you are applying for Social Security Disability Insurance (SSDI), click on the "Apply for Disability" link. Follow the prompts to fill out the online application.
• For SSI: If you are applying for Supplemental Security Income (SSI), click on the "Apply for SSI" link. This application is designed for those who have limited income and resources.

Step 3: Complete the Application

The online application will ask for information about your medical condition, work history, and financial situation. The application will include a series of questions to help determine whether you are eligible for benefits.

• Medical Information: You’ll need to provide details about your disability, including your condition, when it started, and how it affects your ability to work.
• Work History: If applying for SSDI, you’ll be asked about the jobs you’ve held in the past and your earnings.
• Financial Information: For SSI applicants, you’ll need to provide details about your income, assets, and living arrangements to determine if you meet the financial eligibility requirements.

Step 4: Submit the Application

Once you’ve completed the application, review it carefully to ensure all the information is accurate. When you're ready, submit your application. You’ll receive a confirmation that your application has been submitted, and you will receive a follow-up from the SSA regarding next steps.

Step 4: What Happens After You Apply?

Once your online application is submitted, the SSA will begin processing your claim. This process can take several months, so it’s important to stay patient. Here’s what you can expect:

• Initial Review: The SSA will review your application to determine if you meet the basic eligibility criteria.
• Medical Review: Your medical records and other documentation will be reviewed by a medical examiner to determine the severity of your disability.
• Decision: After reviewing your application and medical evidence, the SSA will issue a decision on your claim. If your claim is denied, you have the right to appeal.

You can also create an online SSA account to track the progress of your application and receive updates.

Step 5: Follow Up and Additional Steps

If you’re not sure about the status of your application or if you need to provide additional information, you can:

• Create an Online SSA Account: An SSA online account will allow you to check the status of your application and track any required next steps.
• Contact the SSA: If you need assistance or have questions, you can contact the SSA by calling 1-800-772-1213 or visiting a local SSA office.

Step 6: What to Do if Your Disability Claim Is Denied

It’s important to know that many disability claims are initially denied, even if they are valid. If your application is denied, you have the right to appeal the decision. There are several levels of appeal, starting with Requesting Reconsideration. If that doesn’t work, you can request a hearing before an Administrative Law Judge (ALJ).